Financial Ascension Program
An ecosystem built for those who need it most
No matter where you're starting credit invisible, housing unstable, re-entering society, or just beginning, you don't start from zero here. You start with a real score, real resources, and a real path forward
Experiencing homelessness
Invisible or poor credit
Immigrants & newcomers
Anyone needing a second chance
What happens on day one
3. Resources matched to you personally
Based on your onboarding questionnaire, housing needs, income situation, goals, we match you to real local resources.
How the closed loop works
What builds your ProV 24:V3 score
Life Stability
25% · up to 250 pts
Housing, employment, banking, food security, all document-verified.
Financial Behavior
25% · up to 250 pts
Payment history, bank balance, income consistency, overdraft patterns.
Community Engagement
20% · up to 200 pts
Programs, events, volunteering, mentorship, job placement.
Growth & Progress
20% · up to 200 pts
Education modules, workshops, milestones, stage advancement.
Consistency
10% · up to 100 pts
A bonus, not a barrier. New members are never penalized for starting fresh.
The 5-Step Ascension Framework
1
Awareness - Understand where you are today
We begin by getting a clear picture of your current situation, your financial activity, stability, and areas where support may be needed. This helps identify both your strengths and opportunities for growth.
What this looks like:
Reviewing your financial activity, sharing key information, and identifying areas where you may need support.
What you gain:
Clarity, direction, and a starting point tailored to your situation.
2
Connection - Get the support you need
Based on your situation, you’re connected with tools, education, and resources designed to support your journey. This may include financial guidance, community programs, or services that help address specific needs.
What this looks like:
Access to education, guidance from Gabby, and connections to programs that support stability and growth.
What you gain:
Support, knowledge, and resources that help you take your next step forward.
3
Foundation - Start building consistency
As you begin taking action, managing your finances, participating in programs, and building routines, your progress starts to take shape. These real-life actions help strengthen your ProV 24:V3 profile over time.
What this looks like:
Using your account, managing your finances, participating in programs, and building consistent habits.
What you gain:
Momentum, improved habits, and a stronger financial foundation.
4
Access - Unlock new opportunities
As your profile grows stronger, you may gain access to microgrants, financial tools, and purchasing opportunities through Consulytica Pay and FinCliq. These resources are designed to support your next step forward.
What this looks like:
Using Consulytica Pay, accessing flexible payment options, and applying microgrants toward real needs.
What you gain:
Access to funds, purchasing power, and real financial opportunities.
5
Ascension - Continue growing over time
With continued consistency and progress, you expand your access to more opportunities. Over time, this helps you strengthen your financial position and move toward long-term stability.
What this looks like:
Increased access, improved ProV profile, and continued participation in the ecosystem.
What you gain:
Greater stability, more opportunities, and long-term financial growth.
What the system gives you access to
Microgrants Never repaid
Non-repayable grants that unlock as you advance through stages. Use them for housing, transportation, education, whatever moves you forward. You never pay them back.
FinCliq Pay Later Always interest-free
Interest-free buy now pay later at 4,000+ stores and merchants. On-time payments feed your ProV 24:V3 score exactly like traditional credit, that’s the loop working for you.
Partner merchant access Score-based
Consulytica partner merchants offer flexible payment options and promotions based directly on your ProV 24:V3 score. Opportunities traditional customers simply cannot access.
More as you grow Unlimited Progression
Investment credits, education and more.