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Consulytica is a 501(c)(3) nonprofit organization operating as a community-based credit platform and is not a traditional credit reporting agency, bank, or lender.

Consulytica Pay® is a virtual account within the Consulytica platform, powered by FinCliq. It is not a bank account or traditional financial instrument. Funds and balances can only be used within the Consulytica ecosystem and with participating partners, subject to applicable terms and conditions. Consulytica Pay is not FDIC insured.

ProV 24:V3 Credit Score Model is a proprietary model designed to evaluate financial behavior, stability, and verified activity to support access to opportunities within the Consulytica ecosystem. We are committed to responsible and inclusive decisioning and conduct ongoing reviews of our models and outcomes to support fairness, consistency, and performance.

Consulytica may incorporate alternative and community-based data to support credit profile development. Consulytica does not replace traditional credit bureaus, and its credit profiles may not be accepted by all lenders or institutions.

By clicking certain links, you may be directed to third-party websites. Consulytica is not responsible for the privacy or security practices of third parties. Please review their policies before providing personal information.

Third-party trademarks are the property of their respective owners and are used for informational purposes only. No endorsement is implied.

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