Partner Services
More than data. A living picture of progress.
Consulytica tracks real member behavior from Day 1. As members grow, their data grows with them. Partners access that living picture in real time for credit decisions, grant making, impact reporting, and community investment.
Nonprofits & Foundations
Merchants
Businesses & Lenders
Education Partners
API & Technology
Municipalities
🟢 Live – Updated Today
Member #4471 — Richmond, VA
📈 Stage 3 — Foundation
Active 8hrs ago
“Marcus joined Consulytica after release, navigating unstable housing and no credit history. Over 90 days he completed two financial literacy courses, connected his bank account, secured employment, and made three consecutive on-time FinCliq payments. His ProV 24:V3 Score has increased 214 points. He is actively searching for stable housing and qualifies for Stage 3 microgrant eligibility and a $300 purchase power increase”
+214
ProV 24:V3 Score Growth
3/3
On-Time Payments Across All Accounts
90
Days Active in Ecosystem
Gabby AI generates this narrative automatically from live member data, employment status, score events, payment history, and program progress. Stories update daily. Partners access them at the click of a button.
Nonprofits & Foundations
Real Stories. Real Time. Real Impact.
The hardest part of fundraising isn't finding the money. It's proving the impact. Consulytica solves that.
→ AI-generated member stories updated daily as data changes, ready for grant reports and funder presentations
→ ProV 24:V3 Score progression data showing measurable financial growth over time
→ Program participation, milestone completion, and learning records
→ Employment, housing, and stability verification signals from Day 1
→ Bank behavioral data: income trends, balance stability, debt-to-income ratios
→ A direct pipeline of members already engaged in financial growth programming
“The data your funders are asking for already exists in your members’ lives. Consulytica makes it visible.”
Merchants
Pay by FinCliqAccept Flexible Payments.Build Community.
Join the FinCliq merchant network and give Consulytica members interest-free purchasing power at the point of sale. Every transaction helps your customers build real financial identity.
ProV 24:V3 Score Promotions
Offer exclusive deals and flexible payment structures to members at specific ProV Score thresholds.
Closed-Loop Impact
Every FinCliq transaction feeds the member’s ProV Score — their purchase with you builds their financial future.
Community Standing
Serving Consulytica members signals genuine community investment. It’s business with purpose built in.
Purchase Power Tiers
Stage 1 — Awareness
ProV 24:V3 0-299
–
Stage 2 — Connection
ProV 24:V3 300-499
$150
Stage 3 — Foundation
ProV 24:V3 500-699
$350
Stage 4 — Access
ProV 24:V3 700-849
$600
Stage 1 — Awareness
ProV 24:V3 850-1000
$1,000+
Purchase power tiers are illustrative. Actual limits determined by ProV Score, payment history, and active plan balances.
How the Merchant Ecosystem Works
→ A member’s ProV 24:V3 Score determines their purchasing power tier with FinCliq
→ As their score grows, so does their purchasing power — and your potential customer base
→ Merchant partners can offer exclusive promotions to members at specific score thresholds
→ Member spending data feeds back into the Consulytica ecosystem in real time
→ Bank transaction data from adds behavioral signals beyond just payments
ProV 24:V3 — Five Pillars
Life Stability
Financial Behavior
Community Engagement
Growth & Progress
Consistency
Score range: 0 – 1,000
Businesses & Lenders
Credit Decisioning Built on Behavior, Not Just History.
Traditional credit data tells you where someone has been. Consulytica tells you where they are right now, recalculated daily across five behavioral pillars.
→ ProV 24:V3 Score via API — recalculated daily, never stale
→ Bank behavioral signals: balance volatility, overdraft trends, deposit cadence, income consistency
→ Debt-to-income ratio calculated from live bank connection transaction data
→ FinCliq payment history reported like traditional tradelines
→ Onboarding circumstances: living situation, income source, financial challenges
→ Score trajectory — not just where someone is, but which direction they’re moving
Hard inquiry policy: Hard inquiries have zero impact on a member’s ProV Score — by design. We built a system that doesn’t punish people for seeking opportunity.
Financial Education Partners
Cohorts Build CreditWhile They Learn.
Give your students, staff, or community members access to real credit-building tools while they’re actively engaged in your programming. Education becomes evidence. Participation becomes credit history.
Gabby AI Co-Pilot
Personalized daily insights, spending analysis, and financial storytelling based on each member’s real data. Gabby knows their full profile — score, stage, resources, and history.
Automated Resource Matching
Members are matched to local and national resources based on their onboarding profile and current circumstances — powered by the 211.org network and Consulytica’s internal partner database.
FinCliq Purchasing Power
Real purchasing power unlocked as members progress through your program. Interest-free. Payments reported back to the ProV Score — creating a complete financial learning loop.
Municipalities & Government
Invest in Your Community.Prove It Works.
Cities and counties deploy millions in community development dollars every year — housing assistance, workforce programs, reentry initiatives. The hardest part isn’t the investment. It’s measuring whether it’s working. Consulytica gives municipalities the real-time outcome infrastructure to answer that question.
Municipal Partnership
A New Kind of Community Development Infrastructure
Consulytica gives city and county governments something no traditional social services platform offers — a live, daily-updated picture of how residents are progressing financially. Not survey data. Not annual reports. Real behavior, verified daily, reported in real time.
→ Real-time outcome reporting for HUD, CDBG, and workforce development grant compliance
→ AI-generated member stories ready for city council presentations and federal reports
→ Housing stability and workforce engagement signals aligned to existing city programs
→ Cohort-level dashboards showing neighborhood financial progress over time
→ FinCliq as a local economic development tool — keeping spending in the community while building credit
→ Reentry population financial tracking for criminal justice reform and workforce reintegration initiatives
Reentry Programs
Give returning citizens a financial identity from Day 1. Track progress through the Financial Ascension Program and report reintegration outcomes with verified behavioral data.
Economic Development
Use FinCliq to keep spending local while building resident credit. Neighborhood-level ProV Score dashboards show financial progress as a measurable economic development metric.