Benefits & Information
Consulytica Pay Accounts
Where financial inclusion meets innovation. Discover How Consulytica Pay Empowers You.
Enjoy Card Holder Spending Benefits & Credit Building
Consulytica Pay and branded partner accounts are not just a financial platform; it's a complete financial empowerment solution.
Virtual Spending Card
Download your Consulytica Pay accounts to your Google Wallet.
Split-Pay Options
* Get what you need now, pay the remaining half later.
Send/Receive Funds Pro
Enter the user name of the person you’re sending funds to and boom, it’s done!
Community Tradeline
Access participating locations that will assist you in obtaining necessary items on a pay-later basis.
Account Management
Stay informed about your Consulytica Pay account with a single dashboard.
Advanced Dashboard
Track your transactions and filter by category based on purchases.
Integrated AI Support
Gabby AI is able to learn more about your spending habits and adjust recommendations.
Account Integrations
Securely add Consulytica Pay by debit and credit card or other electronic payment methods.
FAQ⏺Help Center
Have a question?
Our support team is always here to assist you. You can also find answers to commonly asked questions below.
Consulytica Pay functions as virtual currency usable within the Consulytica platform and across our network of business partners. Add virtual currency to your Consulytica Pay wallet effortlessly with a debit or credit card.
How do I use my Consulytica Pay Or Partner Pay account?
Is Consulytica Pay a Bank Account? or replacement?
Your Consulytica Pay account as a declining debit account card used where accepted, provided funds are available in your Consulytica Pay account. Consulytica Pay accounts are for debit purchases only. Consulytica Pay accounts are not bank accounts and do not allow for ATM-type withdrawals.
What's is Consulytica Split Pay?
Consulytica Split Pay is a finance option available as a feature of Consulytica Pay accounts. It can be used at the time of a live transaction by instructing the participating location to enable the option. However, Consulytica Split Pay is subject to credit approval and is not guaranteed. If approved for Consulytica Split Pay, the Consulytica Pay account holder must provide a debit or credit card in their name as a guarantee of payment at the time of the transaction.
Upon approval, your credit or debit card will be charged 50% of the original transaction amount, while the remaining 50% plus applicable fees will be charged to the credit or debit card 14 days after the original transaction.
Fees: There is an 8% finance charge plus a $2 processing fee for each approved Consulytica Split Pay transaction. Additionally, a late fee of $10 will be applied to any missed Consulytica Split Pay transactions that extend beyond the 14-day period. Consulytica reserves the right to forward all unsatisfied debts to collections and consumer reporting agencies.
What's is a Community Tradeline?
A Community Tradeline is a unique finance and credit-building tool offered by participating businesses within the Consulytica network. Partners have the ability to offer financing options that they set the terms for, allowing their customers to pay for items later or finance them. It functions similarly to a traditional community tradeline but is specifically tailored to Consulytica's in-network businesses and community members. Through this program, Consulytica users can join a community tradeline where their credit activities are reported collectively, helping them build or improve their credit scores. By participating in the Consulytica Community Tradeline and managing their finances responsibly, users can benefit from positive credit reporting and potentially gain access to better financial opportunities.
*Consulytica Split Pay is subject to credit approval. See additional terms and conditions.