Consulytica⏺ Disrupting Traditional Credit and Finance
Alternative: CreditPaymentsLendingSavingsFinance
AlternativeCreditPaymentsLendingSavingsFinance
An AI-integrated platform enabling consumers and businesses to cultivate alternative credit scores and financial profiles, demonstrating creditworthiness to unlock access to improved financial options
Financial Empowerment for People & Business
We partner with banks, lenders, credit unions, local retailers, and dealerships to leverage our alternative credit data, helping you secure auto financing, mortgages, store credit, and business loans. Our goal is to create a new future in alternative credit, providing financial access and literacy with tools to enhance your financial health and develop your alternative credit profile.
Consumer⏺Second Chances
Who We Can Help
Are you uncertain about how your situation relates to this? Take a look at some of the cases below. This is not credit repair, but a new alternative credit future.
Thin Credit File
We’ll incorporate alternative data sources and advanced analytics to generate accurate credit scores and provide access to financial products and services.
Bankruptcy PRO
No worries, you’re in good company. We’re never short on fresh starts. Your new credit is not affiliated with your traditional credit and is not affected by it. We’ll also provide tailored financial guidance, rebuilding strategies.
Student
Access educational resources, personalized financial advice, and tools to help you build credit responsibly, empowering you to navigate your financial journey with confidence and success.
Poor Credit
We’ll provide access to alternative credit that will assist you with qualifying for loans, financing and more. We’ll also help with rebuilding your relationship with credit & finances.
Unbanked
Lender & Bank Services
We empower you to precisely evaluate the creditworthiness of potential borrowers and harness our APIs and scoring algorithms to build custom scoring and risk solutions, while enhancing your consumer portfolio.
Non-Traditional Earner
We support non-traditional earners with the linking of alternative data, innovative credit scoring and alternative banking data. By partnering with CDFI’s, we provide financing opportunities typically unavailable to you.
Small Business Credit
We enable small businesses to receive credit for everyday bills that don’t appear on traditional business credit reports. This helps them establish credit faster, opening up opportunities for business loans and financing.
Immigrant
We help immigrants establish credit by incorporating alternative data, such as utility and subscription payments, into credit evaluations. This allows immigrants to build credit profiles even without credit history.
Learn Through Our FinEd Tech
Financial Literacy & Planning Center
Powered By AI
Your financial co-pilot is here to answer all your financial questions. Stay informed and maximize your finances and credit with her expert assistance.
Our Story
Welcome to the nation’s first Black-owned fintech credit bureau.
We're revolutionizing non-traditional, alternative credit data
Our approach is holistic, embracing a commitment not just to renewed credit but to actively shape and contribute to the financial access and education of our community.
So, how does signup work?
Pick your plan, add a few pieces of information and verify your identity.
Simply link some accounts you’re paying our algorithms do the rest for you.
Poof! like magic your new credit score is here. Begin using it with our tools.
Consumer⏺Testimonials
Trusted by Many
Trusted by these amazing companies
Flexible Pricing
Flexible and affordable plans tailored to your needs. Try our 30 day free trial for limited time.
FAQ⏺Help Center
Have a Question?
Our support team is always here to assist you. You can also find answers to commonly asked questions below.
Latest About Us
Consulytica is actively engaging with the community, forging partnerships, and integrating new technologies. Stay tuned for updates right here on our blog.
